peterteszary.com

Website and Webshop payment in instalments

Start your online success without risk.

✅ 0% interest (no extra costs)

✅ 6-12 months payment in instalments

✅ Transparent terms and conditions

✅ Fixed monthly installment

Why are you postponing the website?

Expensive website

Not 500,000 HUF in one

You know you need a website, but you don't have $500,000 in one. You collect money for 6 months while your competitors are already selling online.

You've been postponing for a long time

You postpone it because "when there's money"

“When I have money, I will have it done” – but it will never come. After a year, there's still no website, there's still no new customer.

Loan, bank, loan

You are afraid of the credit institution (bank, loan, paperwork)

You don't want to go to the bank with a loan, you don't want to sign the contract with 20 pages of paper. You want a simple solution.

You don't have to wait. You don't need a credit institution. Pay monthly, 0% with interest.

Why is installment payment good?

It is not a bank, it is not a credit institution – we have an agreement. Simple, transparent, 0% interest.
1. 0% interest – No extra costs

0% interest – No extra costs

If the website is 500.000 Ft → 6 months you pay 6 × 83.333 Ft. It's nothing extra. No ‘interest’, no ‘management costs’, no ‘administration fees’.

2. Fixed monthly instalment – Know how much you have to pay

Fixed monthly instalment – Know how much you have to pay

If 500.000 HUF / 6 months = 83.333 HUF/month. It's fixed, it doesn't change. No surprises.

3. 6-12 months – you choose the term

6-12 months – you choose the term

You pay it faster in six months, but the installment is higher. In 12 months, the tranche is lower, but it lasts longer. You choose which one is comfortable for you.

4. No bank, no credit institution - The deal is between us

No bank, no credit institution - The deal is between us

You don't have to go to a bank, you don't have to go to a credit institution. There's a deal between us, we sign the contract, and work starts.

5. Development starts immediately – You don’t have to wait

Development starts immediately – You don’t have to wait

You sign the contract, pay the first installment → the development of the website will start immediately. You don't have to wait to collect the money.

6. Monthly automatic transfer - No need to remember

Monthly automatic transfer - No need to remember

You set up a permanent transfer to your bank → automatically go monthly. You don't have to remember when to pay.

How does instalment payment work? (6 steps)

1. Ask for the offer

You write to me, we discuss your needs (website or webshop, how many pages, what features). You get an offer with a fixed price.

2. Choose the term

If the website is 500.000 Ft → choose whether you want to pay in 6, 9 or 12 months. I'll give you the monthly installment.

3. We sign the contract

We sign the instalment agreement (1-2 pages, simple, understandable). Includes: amount, monthly instalment, maturity, payment deadlines.

4. Payment of the first instalment

You pay the first monthly instalment (e.g. 83.333 Ft). After that, the development of the website will begin immediately.

5. You pay the installments every month

You pay the installment every month (you set the permanent transfer to your bank → automatic).

6. Last installment payment → website is yours

When you pay the last installment → the website is completely yours. All rights are transferred to you (domain, hosting, source code).

Conditions for payment in instalments

Who can use it?

  • ✅ Individual (who is a Hungarian citizen, 18+ years old)
  • ✅ Self-employed person (in Hungarian business register)
  • ✅ Kft, Bt (in the Hungarian company register)
  • ⁇ Not available: foreign company, private person living abroad

Minimum and maximum amount?

  • Minimum: 200.000 HUF (under this it is not worth setting up an installment payment)
  • Maximum: HUF 3,000,000 (above this, an individual meeting is required)

How many months' maturity?

  • 6 months (shorter maturity, higher monthly instalment)
  • 9 months (mid-term, mid-month tranche)
  • 12 months (longer maturity, lower monthly instalment)

Is there interest?

No, it's not! 0% interest. There is no extra cost.

Is there an advance?

YES. The first monthly instalment = advance payment. (e.g. if 500.000 HUF / 6 months = 83.333 HUF/month → first instalment = 83.333 HUF advance.)

When do I have to pay?

  • On the 1st of each month (or on an agreed day, e.g. on the 15th of each month).
  • Set up a permanent transfer on your bank → automatic.

What if you pay late?

  • 7-day grace period There is (if you have to pay on the 1st, but you pay on the 8th → it's still okay).
  • If You don't pay after 8 days. → demand for payment + default interest (MNB base rate + 8%).

What if you can't pay anymore?

  • If you are in financial difficulties, let us know immediately. We will discuss how to resolve it (e.g. deferral for 1-2 months).
  • If you do not pay at all + do not indicate → termination of contract, referral to legal action.

What if you want to prepay the rest of the payments?

You can always prepay it. If you are in the 3rd month or (6 months) → you can pay the remaining 3 monthly instalments in one. No penalties, no extra costs.

Frequently asked questions about instalments

1. Is there interest?

No, it's not! 0% interest. If the website is 500.000 Ft → 6 months you pay 6 × 83.333 Ft. It's nothing extra.

2. Do I have to go to a bank?

No, it's not! No bank, no credit institution. There's a deal between us, we sign the contract, and work starts.

3. What's the down payment?

The first monthly instalment = advance payment. If 500.000 Ft / 6 months = 83.333 Ft/month → first installment = 83.333 Ft advance.

4. When does the development start?

As soon as you pay the first installment (advance payment). You don't have to wait six months.

5. What if I pay late?

There is a 7-day grace period. If after 8 days you still do not pay → demand for payment + late payment interest.

6. Can I prepay the remaining details?

YES! You can always prepay it in one piece. No penalties, no extra costs.

7. Who gets the domain and hosting during the payment?

You are the owner of the domain and the hosting from the beginning of the development. You don't have to wait for the last detail.

8. What if I can't pay anymore?

If you are in financial difficulties, let us know immediately. We will discuss how to resolve it (e.g. deferral for 1-2 months).

9. Is there a minimum or maximum amount?

Minimum: 200,000 HUF. Maximum: 3,000,000 HUF.

10. Is the installment payment also available for hourly development?

NO. Only for fixed price projects (website, webshop).

✅ 0% interest (no extra costs)

✅ 6-12 months maturity

✅ Fixed monthly installment

✅ No bank, no credit institution

✅ Development starts immediately

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